FISI

Financial Institutions, Inc.

26.92

Top Statistics
Market Cap 416 M Forward PE 8.52 Revenue Growth -8.20 %
Current Ratio 0.00 Trailing PE 8.49 Earnings Growth -4.50 %
Profit Margins 23.52 % Peg Ratio Dividend Yield 4.46 %
Enterprice / EBITA Enterprise / Revenue 1.81 Price To Sales Trailing12 Months 1.92
Profitability
Profit Margins 23.52 % Operating Margins 33.50 %
Balance Sheet
Total Cash 285 M Total Cash Per Share 18.45 Total Debt 244 M
Total Debt To Equity Current Ratio 0.00 Book Value Per Share 31.22
All Measures
Short Ratio 116.00 % Message Board Id finmb_400006 Shares Short Prior Month 69068
Return On Equity 0.1121 City Warsaw Uuid 71a0f076-d5a3-33dc-b1e6-dc688492cee4
Previous Close 27.37 First Trade Date Epoch Utc 930 M Book Value 31.22
Beta 0.9170 Total Debt 244 M Volume 108536
Price To Book 0.8624 Fifty Two Week Low 16.29 Total Cash Per Share 18.45
Total Revenue 216 M Shares Short Previous Month Date 1 B Target Median Price 28.25
Max Age 86400 Recommendation Mean 3.00 Sand P52 Week Change 0.3133
Operating Margins 33.50 % Last Dividend Value 0.3000 Target Mean Price 28.25
Net Income To Common 49 M Short Percent Of Float 0.0033 Implied Shares Outstanding 15 M
Trailing Peg Ratio None Last Fiscal Year End 1 B Average Daily Volume10 Day 57780
Average Volume10days 57780 Total Cash 285 M Next Fiscal Year End 1 B
Revenue Per Share 14.04 Held Percent Insiders 0.0280 Dividend Rate 1.20
Trailing PE 8.49 Date Short Interest 1 B Most Recent Quarter 1 B
Regular Market Previous Close 27.37 Target Low Price 27.00 Gmt Off Set Milliseconds -18000000
Fifty Day Average 25.76 Open 27.39 Dividend Yield 4.46 %
State NY Return On Assets 0.0083 Time Zone Short Name EST
Trailing Eps 3.17 Day Low 26.39 Address1 220 Liberty Street
Trailing Annual Dividend Rate 1.20 Price Hint 2 Shares Outstanding 15 M
Target High Price 29.50 Website https://www.fisi-investors.com 52 Week Change 0.5507
Average Volume 40709 Earnings Quarterly Growth -4.00 % Forward Eps 3.14
Recommendation Key hold Compensation As Of Epoch Date 1 B Is_sp_500 False
Regular Market Day High 27.73 Profit Margins 23.52 % Fifty Two Week High 29.14
Day High 27.73 Shares Short 49214 Regular Market Open 27.39
Industry Key banks-regional Earnings Growth -4.50 % Enterprise To Revenue 1.81
Revenue Growth -8.20 % Shares Percent Shares Out 0.0032 Operating Cashflow 2 M
Five Year Avg Dividend Yield 495.00 % Currency USD Market Cap 416 M
Time Zone Full Name America/New_York Is_nasdaq_100 False Zip 14569
Payout Ratio 37.85 % Quote Type EQUITY Industry Banks - Regional
Ex Dividend Date 1 B Regular Market Day Low 26.39 Held Percent Institutions 0.7134
Long Name Financial Institutions, Inc. Current Price 26.92 Financial Currency USD
Trailing Annual Dividend Yield 4.38 % Current Ratio 0.00 Industry Disp Banks - Regional
Number Of Analyst Opinions 2 Country United States Float Shares 14 M
Two Hundred Day Average 21.53 Enterprise Value 393 M Price To Sales Trailing12 Months 1.92
Forward PE 8.52 Regular Market Volume 108536 Last Dividend Date 1 B
Exchange NMS
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Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York.

The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts.

Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans.

The company offers personal insurance products, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance comprising property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services, such as life and disability insurance, medicare supplements, long-term care, annuities, mutual funds, and retirement programs.

In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans.

Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.